Obermatt

Security Bank

PHS:SECB · PHY7571C1000
BanksSmall

360

86
Profit price95
Cash yield45
Price/Sales100
EV / Gross Profit100
Price/Book100
Returns on capital67
Profit margins
Cash Conversion50
Accruals49
Owner Earnings Margin39
Sales growth69
Profit Growth11
Long-Term EPS Growth40
Owner Earnings Growth23
Reinvestment87
Price momentum33
Debt load86
Debt serviceability10
Liquidity8
Analyst ratings67
Opinion Changes13
Price Target Upside90
Market mood31
Value Creation10/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Security Bank clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryPhilippines
IndustryBanks
SizeSmall
TypePublic Company
ExchangePSE
Founded1951
Employees9,180
ISINPHY7571C1000
Last UpdateApr 2, 2026
Index & Theme
Consumer LendingDigital BrokerageBankingFinanceFinancial Services

Description

Security Bank Corporation is a financial institution in the Philippines dedicated to providing customer-centric banking solutions that empower businesses and support community development while adhering to sustainable practices. Business Segments T…

Analysis

Bargain bin

Security Bank Corporation falls in the bargain bin: the price is low relative to peers, but the business metrics give reason to pause.

The price is attractive. You pay 4.3× its owner earnings: the cash an owner could take out each year, which is in the historically attractive zone. At today's price, the market is assuming roughly -16% yearly growth; analysts expect 12%. The price, in other words, assumes less than the experts do.

The trajectory is moderate and the balance sheet is stretched. The company scores 10/20 on our value-creation score: creating some value. Analysts lean positive.

What to watch: Some accounting patterns deserve a closer look. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
29
2023202420252026

All-time high

90

Jan 2025

All-time low

7

Jan 2024

Average rank

51

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
100
89
82
64
Price/Earnings
97
97
93
71
Price/Book
100
100
100
89
Dividend Yield
45
44
49
36
Value (overall)
92
91
91
69

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →