BCA

JKT:BBCA · ID1000109507

BanksMedium

360

Value32

Profit price42

Cash yield87

Sales & asset price25

Price/Sales9

EV / Gross Profit57

Price/Book10

Quality98

Returns on capital98

Profit margins—

Cash backing67

Cash Conversion72

Accruals33

Owner Earnings Margin95

Growth51

Sales growth62

Profit growth48

Profit Growth92

Long-Term EPS Growth33

Owner Earnings Growth20

Reinvestment48

Price momentum1

Safety63

Debt load70

Debt serviceability27

Liquidity100

Sentiment98

Analyst ratings89

Expectations trend83

Opinion Changes65

Price Target Upside100

Market mood89

Value Creation10/20creating some value

Creates more value than its capital costs
Owner earnings growing
Owner earnings per share growing
Reinvests at strong returns
Solid earnings base

What this means

BCA clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryIndonesia

IndustryBanks

SizeMedium

TypePublic Company

ExchangeIDX

Employees19,717

Websitebca.co.id

ISINID1000109507

Last UpdateApr 2, 2026

Indices

IDX Composite (Indonesia)

Themes

Electronic Money Institutions (EMIs)BankingFinanceFinancial Services

Description

PT Bank Central Asia Tbk is a financial institution, primarily engaged in banking services. The company operates a range of banking products and services, catering to both individual and corporate clients. Business Segments The company operates thr…

Analysis

Beloved champion

PT Bank Central Asia Tbk sits in the top corner of our grid: excellent business, premium price; every investor already knows the story.

On valuation, the picture is attractive. The owner-earnings multiple stands at 11.3×; owner earnings: the cash an owner could take out each year. The implied growth embedded in that price is around -1% a year, against analyst forecasts of 7%. The price, in other words, assumes less than the experts do.

Growth is moderate; the safety picture is sturdy. The company scores 10/20 on our value-creation score: creating some value. Analysts lean positive.

Flags to be aware of: Some accounting patterns deserve a closer look. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250

2023202420252026

All-time high

Jun 2026

All-time low

Mar 2026

Average rank

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023

Price/Sales

Price/Earnings

Price/Book

Dividend Yield

Value (overall)

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View

1 · Watch OutGood· 100

Value

1 · ExpensiveGood Value· 100

Quality

1 · Weak FundamentalsHigh Quality· 100

Growth

1 · Tough TimesHigh Growth· 100

Safety

1 · High LeverageWell-Financed· 100

Sentiment

1 · SkepticismPositive· 100

Learn More →