Obermatt

IndusInd Bank

NSI:INDUSINDBK · INE095A01012
BanksMedium

360

4
Profit price3
Cash yield33
Price/Sales57
EV / Gross Profit62
Price/Book64
Returns on capital4
Profit margins
Cash Conversion100
Owner Earnings Margin4
Sales growth61
Profit Growth23
Long-Term EPS Growth93
Reinvestment24
Price momentum45
Debt load60
Debt serviceability38
Liquidity49
Analyst ratings7
Opinion Changes59
Price Target Upside13
Market mood45
Value Creation0/20not creating value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

IndusInd Bank doesn't consistently earn more than its cost of capital, so it isn't yet creating shareholder value.

Based on 1/5 components.

Profile

CountryIndia
IndustryBanks
SizeMedium
TypePublic Company
ExchangeNSEI
Founded1994
Employees32,584
ISININE095A01012
Last UpdateApr 2, 2026
Themes
BankingFinancial ServicesFinTech

Description

IndusInd Bank Limited is a universal bank that offers a wide array of banking products and services across various customer segments, including retail and corporate clients. The company is involved in different banking functions, including consumer…

Analysis

Weak and unloved

IndusInd Bank Limited is weak and unloved: below-average business metrics and a price that reflects that disappointment.

The price is expensive. You pay 83.6× its owner earnings: the cash an owner could take out each year, which is in the historically expensive zone. At today's price, the market is assuming roughly 26% yearly growth; analysts expect 26%. The price, in other words, assumes less than the experts do.

The trajectory is solid and the balance sheet is adequate. The company scores 0/20 on our value-creation score: not creating value. Analyst sentiment is cautious.

Nothing is flagged here: no red or amber gates, no divergence between profits and cash. That is itself information: the numbers are straightforward. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
22
2026

All-time high

22

Jun 2026

All-time low

1

Mar 2026

Average rank

12

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
57
Price/Earnings
8
Price/Book
64
Dividend Yield
33
Value (overall)
38

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →