Obermatt

Banco Itau Chile

SGO:ITAUCL · CL0002841873
BanksSmall

360

71
Profit price62
Cash yield79
Price/Sales71
EV / Gross Profit5
Price/Book81
Returns on capital14
Profit margins
Cash Conversion84
Accruals83
Owner Earnings Margin40
Sales growth98
Profit Growth33
Long-Term EPS Growth80
Owner Earnings Growth20
Reinvestment29
Price momentum87
Debt load2
Debt serviceability96
Liquidity73
Analyst ratings28
Opinion Changes50
Price Target Upside81
Market mood69
Value Creation10/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Banco Itau Chile clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryBrazil
IndustryBanks
SizeSmall
TypePublic Company
ExchangeSNSE
Employees3,862
ISINCL0002841873
Last UpdateApr 2, 2026
Themes
Digital BrokerageInsurtech

Description

Banco Itaú Chile provides banking services in Chile and Colombia. It provides wholesale and corporate banking; real estate and construction; and retail, private, companies, and personal banking services, as well as treasury and other financial servic…

Analysis

Bargain bin

Banco Itaú Chile is priced cheaply, and that invites the natural question of why, since the underlying business scores below average.

On valuation, the picture is attractive. The owner-earnings multiple stands at 10.5×; owner earnings: the cash an owner could take out each year. The implied growth embedded in that price is around -2% a year, against analyst forecasts of 18%. The price, in other words, assumes less than the experts do.

Growth is moderate; the safety picture is adequate. The company scores 10/20 on our value-creation score: creating some value. Analysts lean positive.

Flags to be aware of: Reported profits have run ahead of actual cash for several periods. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
77
2023202420252026

All-time high

89

Mar 2023

All-time low

19

Jan 2024

Average rank

60

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
71
64
76
73
Price/Earnings
66
60
75
83
Price/Book
81
69
87
87
Dividend Yield
79
37
66
74
Value (overall)
84
39
75
83

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →