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Banco de Chile

SGO:CHILE · CLP0939W1081
BanksSmall

360

35
Profit price10
Cash yield71
Price/Sales6
EV / Gross Profit16
Price/Book4
Returns on capital41
Profit margins—
Cash Conversion63
Accruals80
Owner Earnings Margin86
Sales growth41
Profit Growth82
Long-Term EPS Growth45
Owner Earnings Growth10
Reinvestment15
Price momentum61
Debt load26
Debt serviceability82
Liquidity29
Analyst ratings20
Opinion Changes50
Price Target Upside23
Market mood35
Value Creation10/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Banco de Chile clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryChile
IndustryBanks
SizeSmall
TypePublic Company
ExchangeSNSE
Employees6,704
Websiteportales.bancochile.cl
ISINCLP0939W1081
Last UpdateApr 2, 2026
Indices
IPSA (Chile)Renewable Energy Users
Themes
BankingCredit CardsFinanceFinancial ServicesPaymentsTravel

Description

Banco de Chile operates as a full-service financial institution in Chile. The company provides, directly and indirectly through its subsidiaries, a wide variety of lending, and non-lending products, and services to all segments of the Chilean financ…

Analysis

Beloved champion

Banco de Chile is a beloved champion: its quality is genuine, and the market already prices it as exceptional.

The price is fair. You pay 16.2× its owner earnings: the cash an owner could take out each year, which is in the historically fair zone. At today's price, the market is assuming roughly 3% yearly growth; analysts expect 8%. The price, in other words, assumes less than the experts do.

The trajectory is moderate and the balance sheet is adequate. The company scores 10/20 on our value-creation score: creating some value. Analyst sentiment is cautious.

What to watch: Reported profits have run ahead of actual cash for several periods. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
18
2023202420252026

All-time high

59

Dec 2025

All-time low

1

May 2024

Average rank

30

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
6
16
20
25
Price/Earnings
11
15
23
28
Price/Book
4
11
18
23
Dividend Yield
71
60
80
92
Value (overall)
14
13
29
41

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →