Obermatt

Metropolitan Bank & Trust

PHS:MBT · PHY6028G1361
BanksMedium

360

86
Profit price95
Cash yield93
Price/Sales89
EV / Gross Profit58
Price/Book90
Returns on capital38
Profit margins
Cash Conversion96
Accruals43
Owner Earnings Margin43
Sales growth53
Profit Growth46
Long-Term EPS Growth25
Owner Earnings Growth10
Reinvestment58
Price momentum27
Debt load6
Debt serviceability48
Liquidity47
Analyst ratings68
Opinion Changes50
Price Target Upside83
Market mood67
Value Creation10/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Metropolitan Bank & Trust clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryPhilippines
IndustryBanks
SizeMedium
TypePublic Company
ExchangePSE
Founded1962
ISINPHY6028G1361
Last UpdateApr 2, 2026
Index & Theme
Online PaymentsDigital BrokerageConsumer Lending

Description

Metropolitan Bank & Trust Company (Metrobank), together with its subsidiaries, offers a range of commercial and investment banking services. Metrobank and its subsidiaries are engaged in all aspects of banking, financing, leasing, real estate and st…

Analysis

Bargain bin

Metropolitan Bank & Trust Company falls in the bargain bin: the price is low relative to peers, but the business metrics give reason to pause.

The price is attractive. You pay 5.8× its owner earnings: the cash an owner could take out each year, which is in the historically attractive zone. At today's price, the market is assuming roughly -11% yearly growth; analysts expect 5%. The price, in other words, assumes less than the experts do.

The trajectory is moderate and the balance sheet is stretched. The company scores 10/20 on our value-creation score: creating some value. Analysts lean positive.

Nothing is flagged here: no red or amber gates, no divergence between profits and cash. That is itself information: the numbers are straightforward. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
51
2023202420252026

All-time high

91

Jan 2023

All-time low

40

Mar 2026

Average rank

68

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
89
66
78
58
Price/Earnings
89
83
89
67
Price/Book
90
72
89
76
Dividend Yield
93
72
78
44
Value (overall)
98
86
95
67

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →