First United Corporation operates as the bank holding company for First United Bank & Trust that provides various retail and commercial banking services to businesses and individuals.
The bank has two consumer finance company subsidiaries - OakFirst…
Analysis
Quality compounder
First United Corporation earns the quality_compounder label: good underlying economics priced fairly, with no obvious bargain or excess.
On valuation, the picture is attractive. The owner-earnings multiple stands at 11.2×; owner earnings: the cash an owner could take out each year. The implied growth embedded in that price is around -2% a year, against analyst forecasts of 5%. The price, in other words, assumes less than the experts do.
Growth is moderate; the safety picture is sturdy. The company scores 13/20 on our value-creation score: creating some value. Analysts lean positive.
No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.
360° rank · history
1007550250
Jan 202367
98
2023202420252026
All-time high
100
Jul 2023
All-time low
67
Jan 2023
Average rank
87
across all years
Detailed & Historical Ranks
Deep dive into 15 detailed ranks and 3 years of history.
Current202520242023
Price/Sales
82
54
91
95
Price/Earnings
90
67
79
100
Price/Book
48
23
70
95
Dividend Yield
61
42
69
77
Value (overall)
80
48
97
100
Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.