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Mid Penn

NMQ:MPB · US59540G1076
BanksSmall

360

81
Profit price22
Cash yield65
Price/Sales72
EV / Gross Profit55
Price/Book85
Returns on capital30
Profit margins—
Cash Conversion79
Accruals81
Owner Earnings Margin18
Sales growth87
Profit Growth51
Owner Earnings Growth72
Reinvestment80
Price momentum51
Debt load54
Debt serviceability48
Liquidity73
Analyst ratings76
Opinion Changes50
Price Target Upside45
Market mood67
Value Creation13/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Mid Penn clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeSmall
TypePublic Company
ExchangeNASDAQGM
Founded1991
Websitemidpennbank.com
ISINUS59540G1076
Last UpdateApr 2, 2026
Indices
NASDAQ (USA)Sound Pay Practices (USA)

Description

Mid Penn Bancorp, Inc. (Mid Penn) operates as the bank holding company for Mid Penn Bank that provides various financial products and services. On May 12, 2025, Mid Penn acquired the insurance business and related accounts of Charis Insurance Group,…

Analysis

Weak and unloved

Mid Penn Bancorp, Inc. scores below average on quality and is priced accordingly, a low-conviction position in either direction.

On valuation, the picture is fair. The owner-earnings multiple stands at 16.0×; owner earnings: the cash an owner could take out each year.

Growth is solid; the safety picture is adequate. The company scores 13/20 on our value-creation score: creating some value. Analysts lean positive.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
98
2023202420252026

All-time high

98

Jun 2026

All-time low

51

Jan 2024

Average rank

81

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
72
77
84
78
Price/Earnings
60
77
91
74
Price/Book
85
85
91
63
Dividend Yield
65
53
52
44
Value (overall)
84
77
94
86

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →