Chemung Financial Corporation, through its wholly-owned subsidiaries, Chemung Canal Trust Company (the bank) and CFS Group, Inc., provides a wide range of banking, financing, fiduciary and other financial services to its clients.
Financial holding c…
Analysis
Story stock
Chemung Financial Corporation is a story stock: the narrative is ambitious and the price reflects it, but the underlying numbers are weak.
The price is fair. You pay 18.6× its owner earnings: the cash an owner could take out each year, which is in the historically fair zone.
The trajectory is solid and the balance sheet is adequate. The company scores 13/20 on our value-creation score: creating some value. Analyst sentiment is cautious.
Nothing is flagged here: no red or amber gates, no divergence between profits and cash. That is itself information: the numbers are straightforward. As always: this describes the company's numbers; it is not a recommendation.
360° rank · history
1007550250
Jan 202331
69
2023202420252026
All-time high
83
Jan 2025
All-time low
18
Mar 2026
Average rank
50
across all years
Detailed & Historical Ranks
Deep dive into 15 detailed ranks and 3 years of history.
Current202520242023
Price/Sales
78
79
72
89
Price/Earnings
71
87
66
78
Price/Book
40
59
27
91
Dividend Yield
39
65
60
71
Value (overall)
65
87
74
95
Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.