Southside Bancshares, Inc. operates as a bank holding company for Southside Bank that provides various banking products and services.
The company is a community-focused financial institution that offers a full range of financial services to individu…
Analysis
Weak and unloved
Southside Bancshares, Inc. scores below average on quality and is priced accordingly, a low-conviction position in either direction.
On valuation, the picture is fair. The owner-earnings multiple stands at 16.9×; owner earnings: the cash an owner could take out each year. The implied growth embedded in that price is around 4% a year, against analyst forecasts of -1%. The gap between price and consensus is worth watching: demanding expectations.
Growth is moderate; the safety picture is sturdy. The company scores 7/20 on our value-creation score: creating some value. Analyst sentiment is cautious.
No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.
360° rank · history
1007550250
Jan 202387
78
2023202420252026
All-time high
87
Jan 2023
All-time low
34
Jan 2025
Average rank
64
across all years
Detailed & Historical Ranks
Deep dive into 15 detailed ranks and 3 years of history.
Current202520242023
Price/Sales
41
42
26
13
Price/Earnings
73
67
47
19
Price/Book
55
51
27
20
Dividend Yield
97
89
80
85
Value (overall)
76
75
36
23
Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.