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Texas Capital Bancshares

NSQ:TCBI · US88224Q1076
BanksSmall

360

36
Profit price60
Cash yield21
Price/Sales29
EV / Gross Profit95
Price/Book29
Returns on capital85
Profit margins—
Cash Conversion68
Accruals3
Owner Earnings Margin56
Sales growth49
Profit Growth74
Owner Earnings Growth97
Reinvestment1
Price momentum70
Debt load86
Debt serviceability10
Liquidity96
Analyst ratings3
Opinion Changes50
Price Target Upside54
Market mood75
Value Creation20/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Texas Capital Bancshares generates returns well above its cost of capital, the foundation of durable shareholder value.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeSmall
TypePublic Company
ExchangeNASDAQGS
Founded1996
Employees1,906
Websitetexascapitalbank.com
ISINUS88224Q1076
Last UpdateApr 2, 2026
Indices
NASDAQ (USA)S&P MIDCAP (USA)
Themes
BankingFinanceFinancial Services

Description

Texas Capital Bancshares, Inc. (TCBI) operates as the bank holding company for Texas Capital Bank that provides various banking products and services. The company is a registered bank holding company and a full-service financial services firm that d…

Analysis

Middle-of-the-road

Texas Capital Bancshares, Inc. sits in the middle of our grid: average quality, average price, no obvious signal in either direction.

On valuation, the picture is attractive. The owner-earnings multiple stands at 10.9×; owner earnings: the cash an owner could take out each year. The implied growth embedded in that price is around -2% a year, against analyst forecasts of 9%. The price, in other words, assumes less than the experts do.

Growth is moderate; the safety picture is adequate. The company scores 20/20 on our value-creation score: strong value creator. Analyst sentiment is cautious.

Flags to be aware of: Some accounting patterns deserve a closer look. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
42
2023202420252026

All-time high

66

Mar 2026

All-time low

4

Jul 2024

Average rank

34

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
29
58
59
64
Price/Earnings
3
19
9
3
Price/Book
29
49
58
76
Dividend Yield
21
1
1
1
Value (overall)
6
10
24
25

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →