Prosperity Bancshares, Inc. operates as the bank holding company for Prosperity Bank that provides a wide array of financial products and services to businesses and consumers throughout Texas and Oklahoma.
As of December 31, 2025, the bank operated…
Analysis
Bargain bin
Prosperity Bancshares, Inc. is priced cheaply, and that invites the natural question of why, since the underlying business scores below average.
On valuation, the picture is attractive. The owner-earnings multiple stands at 13.5×; owner earnings: the cash an owner could take out each year. The implied growth embedded in that price is around 1% a year, against analyst forecasts of 12%. The price, in other words, assumes less than the experts do.
Growth is solid; the safety picture is sturdy. The company scores 10/20 on our value-creation score: creating some value.
No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.
360° rank · history
1007550250
Jan 20233
98
2023202420252026
All-time high
98
Jun 2026
All-time low
3
Jan 2023
Average rank
56
across all years
Detailed & Historical Ranks
Deep dive into 15 detailed ranks and 3 years of history.
Current202520242023
Price/Sales
16
10
9
10
Price/Earnings
74
25
29
28
Price/Book
92
77
75
78
Dividend Yield
87
66
63
65
Value (overall)
75
46
35
13
Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.