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Wintrust Financial

NSQ:WTFC · US97650W1080
BanksSmall

360

82
Profit price54
Cash yield23
Price/Sales28
EV / Gross Profit64
Price/Book19
Returns on capital77
Profit margins—
Cash Conversion92
Accruals12
Owner Earnings Margin52
Sales growth56
Profit Growth86
Long-Term EPS Growth28
Owner Earnings Growth46
Reinvestment56
Price momentum51
Debt load40
Debt serviceability56
Liquidity6
Analyst ratings73
Opinion Changes50
Price Target Upside79
Market mood95
Value Creation20/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Wintrust Financial generates returns well above its cost of capital, the foundation of durable shareholder value.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeSmall
TypePublic Company
ExchangeNASDAQGS
Founded1992
Employees2,404
Websitewintrust.com
ISINUS97650W1080
Last UpdateApr 2, 2026
Indices
NASDAQ (USA)S&P MIDCAP (USA)D.J. US Regional Banks
Themes
Financial ServicesWealth Management

Description

Wintrust Financial Corporation operates as a financial holding company. The company provides community-oriented, personal and commercial banking services to customers generally located in the Chicago metropolitan area, southern Wisconsin, northwest I…

Analysis

Beloved champion

Wintrust Financial Corporation sits in the top corner of our grid: excellent business, premium price; every investor already knows the story.

On valuation, the picture is attractive. The owner-earnings multiple stands at 12.0×; owner earnings: the cash an owner could take out each year. The implied growth embedded in that price is around -1% a year, against analyst forecasts of 9%. The price, in other words, assumes less than the experts do.

Growth is solid; the safety picture is adequate. The company scores 20/20 on our value-creation score: strong value creator. Analysts lean positive.

Flags to be aware of: Some accounting patterns deserve a closer look. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
44
2023202420252026

All-time high

61

Jan 2024

All-time low

15

Jan 2023

Average rank

35

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
28
46
71
74
Price/Earnings
32
35
78
13
Price/Book
19
20
39
32
Dividend Yield
23
13
9
7
Value (overall)
16
15
41
15

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →