Obermatt

Wafa Assurance

CAS:WAA · MA0000010928
InsuranceSmall

360

25
EV / EBIT21
Price / Owner Earnings24
Owner Earnings Yield29
Dividend Yield56
Price/Sales88
EV / Gross Profit10
Price/Book45
Returns on capital27
Profit margins47
Cash Conversion87
Accruals77
Owner Earnings Margin34
Sales growth100
Profit Growth8
Long-Term EPS Growth55
Owner Earnings Growth11
Reinvestment56
Price momentum64
Debt load91
Debt serviceability6
Liquidity89
Analyst ratings3
Opinion Changes50
Price Target Upside4
Market mood96
Value Creation10/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Wafa Assurance clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Profile

CountryMorocco
IndustryInsurance
SizeSmall
TypePublic Company
ExchangeCBSE
Employees1,312
ISINMA0000010928
Last UpdateApr 2, 2026
Index & Theme
Insurance

Description

Analysis

Middle-of-the-road

Wafa Assurance SA sits in the middle of our grid: average quality, average price, no obvious signal in either direction.

On valuation, the picture is expensive. The owner-earnings multiple stands at 41.7×; owner earnings: the cash an owner could take out each year.

Growth is solid; the safety picture is adequate. The company scores 10/20 on our value-creation score: creating some value. Analyst sentiment is cautious.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
15
2023202420252026

All-time high

53

Jan 2023

All-time low

15

Mar 2026

Average rank

25

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
88
87
95
81
Price/Earnings
4
22
22
21
Price/Book
45
45
49
36
Dividend Yield
56
65
63
62
Value (overall)
47
71
79
74

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →