Obermatt

BB Seguridade

SAO:BBSE3 · BRBBSEACNOR5
InsuranceLarge

360

62
EV / EBIT84
Price / Owner Earnings93
Owner Earnings Yield59
Dividend Yield99
Price/Sales12
EV / Gross Profit42
Price/Book10
Returns on capital100
Profit margins100
Cash Conversion12
Accruals97
Owner Earnings Margin100
Sales growth11
Profit Growth92
Long-Term EPS Growth46
Owner Earnings Growth44
Reinvestment6
Price momentum49
Debt load80
Debt serviceability27
Liquidity100
Analyst ratings3
Opinion Changes50
Price Target Upside12
Market mood100
Value Creation14/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

BB Seguridade generates returns well above its cost of capital, the foundation of durable shareholder value.

Profile

CountryBrazil
IndustryInsurance
SizeLarge
TypePublic Company
ExchangeBOVESPA
Founded2012
ISINBRBBSEACNOR5
Last UpdateApr 2, 2026
Themes
InsurtechConsultingInsurance

Description

BB Seguridade Participações S.A., through its subsidiaries, operates in the insurance, pension plans, and bonds, businesses. Business Segments The company’s operations are organized into two primary business segments: Insurance and Brokerage. Insu…

Analysis

Quality compounder

BB Seguridade Participações S.A. is a quality compounder: a well-run business trading at a price that reflects what it is worth.

The price is attractive. You pay 8.4× its owner earnings: the cash an owner could take out each year, which is in the historically attractive zone. At today's price, the market is assuming roughly -6% yearly growth; analysts expect 2%. The price, in other words, assumes less than the experts do.

The trajectory is tepid and the balance sheet is sturdy. The company scores 14/20 on our value-creation score: strong value creator. Analyst sentiment is cautious.

Nothing is flagged here: no red or amber gates, no divergence between profits and cash. That is itself information: the numbers are straightforward. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
13
2023202420252026

All-time high

84

Jun 2025

All-time low

13

Jun 2026

Average rank

64

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
12
5
10
17
Price/Earnings
76
68
67
87
Price/Book
10
5
3
20
Dividend Yield
99
96
94
96
Value (overall)
47
41
31
34

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

Similar Stocks

The companies this stock is ranked against.

Compare BB Seguridade with its peers
Tidlor
SET:TIDLOR
89
CountryThailand
IndustryConsumer Finance
SizeSmall
Full Stock Analysis →
Greenlight Capital Re
NSQ:GLRE
81
CountryCayman Islands
IndustryInsurance
SizeSmall
Full Stock Analysis →
Arch Capital Group
NSQ:ACGL
85
CountryBermuda
IndustryInsurance
SizeLarge
Full Stock Analysis →
Dhipaya
SET:TIPH
55
CountryThailand
IndustryInsurance
SizeSmall
Full Stock Analysis →
Victoria Investama
JKT:VICO
95
CountryIndonesia
IndustryBanks
SizeSmall
Full Stock Analysis →
BDO Unibank
PHS:BDO
99
CountryPhilippines
IndustryBanks
SizeMedium
Full Stock Analysis →

Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →