Victoria Investama

JKT:VICO · ID1000128002

BanksSmall

360

Medium confidence — indicative

Value85

Profit price100

Cash yield1

Sales & asset price69

Price/Sales83

EV / Gross Profit36

Price/Book87

Quality89

Returns on capital59

Profit margins—

Cash backing37

Cash Conversion4

Accruals10

Owner Earnings Margin96

Growth49

Sales growth20

Profit growth46

Profit Growth46

Owner Earnings Growth45

Reinvestment29

Price momentum27

Safety—

Debt load10

Debt serviceability97

Liquidity94

Sentiment55

Analyst ratings—

Expectations trend—

Market mood1

Value Creation7/20creating some value

Creates more value than its capital costs
Owner earnings growing
Owner earnings per share growing
Reinvests at strong returns
Solid earnings base

What this means

Victoria Investama clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryIndonesia

IndustryBanks

SizeSmall

TypePublic Company

ExchangeIDX

Founded1989

Employees12

Websitevictoriainvestama.co.id

ISINID1000128002

Last UpdateApr 2, 2026

Indices

IDX Composite (Indonesia)

Themes

FinanceFinancial Services

Description

PT Victoria Investama Tbk a diversified financial services company that engages in business consultancy, business brokerage, and other related financial activities. The company is a subsidiary of PT Gratamulia Pratama. Business Segments The company…

Analysis

Hidden champion

PT Victoria Investama Tbk fits the profile of a hidden champion, yet the market has not awarded it the premium its quality earns.

On valuation, the picture is attractive. The owner-earnings multiple stands at 4.0×; owner earnings: the cash an owner could take out each year.

Growth is moderate; the safety picture is uncertain. The company scores 7/20 on our value-creation score: creating some value.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023

Price/Sales

—

Price/Earnings

—

Price/Book

—

Dividend Yield

—

Value (overall)

—

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

Similar Stocks

The companies this stock is ranked against.

Compare Victoria Investama with its peers

BDO Unibank

PHS:BDO

CountryPhilippines

IndustryBanks

SizeMedium

Full Stock Analysis →

Bank Mayapada

JKT:MAYA

CountryIndonesia

IndustryBanks

SizeSmall

Full Stock Analysis →

Bank Capital Indonesia

JKT:BACA

CountryIndonesia

IndustryBanks

SizeSmall

Full Stock Analysis →

Banco Itau Chile

SGO:ITAUCL

CountryBrazil

IndustryBanks

SizeSmall

Full Stock Analysis →

Panin Sekuritas

JKT:PANS

CountryIndonesia

IndustryCapital Markets

SizeSmall

Full Stock Analysis →

Bank Jago

JKT:ARTO

CountryIndonesia

IndustryBanks

SizeSmall

Full Stock Analysis →

Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View

1 · Watch OutGood· 100

Value

1 · ExpensiveGood Value· 100

Quality

1 · Weak FundamentalsHigh Quality· 100

Growth

1 · Tough TimesHigh Growth· 100

Safety

1 · High LeverageWell-Financed· 100

Sentiment

1 · SkepticismPositive· 100

Learn More →