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Bancorp

NSQ:TBBK · US05969A1051
BanksSmall

360

64
Profit price89
Cash yield1
Price/Sales1
EV / Gross Profit29
Price/Book1
Returns on capital100
Profit margins—
Cash Conversion51
Accruals1
Owner Earnings Margin94
Sales growth7
Profit Growth98
Owner Earnings Growth24
Reinvestment34
Price momentum4
Debt load20
Debt serviceability75
Liquidity17
Analyst ratings79
Opinion Changes50
Price Target Upside98
Market mood100
Value Creation10/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Bancorp clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeSmall
TypePublic Company
ExchangeNASDAQGS
Founded1999
Employees711
Websitethebancorp.com
ISINUS05969A1051
Last UpdateApr 2, 2026
Indices
NASDAQ (USA)
Themes
Electronic Money Institutions (EMIs)BankingFinancial ExchangesPayments

Description

The Bancorp, Inc. operates as the bank holding company for The Bancorp Bank, National Association that provides financial products and services. The bank is a federally chartered commercial bank located in Sioux Falls, South Dakota and is a Federal…

Analysis

Quality compounder

The Bancorp, Inc. earns the quality_compounder label: good underlying economics priced fairly, with no obvious bargain or excess.

On valuation, the picture is attractive. The owner-earnings multiple stands at 10.3×; owner earnings: the cash an owner could take out each year.

Growth is weak; the safety picture is stretched. The company scores 10/20 on our value-creation score: creating some value. Analysts lean positive.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
14
2023202420252026

All-time high

75

Jan 2024

All-time low

10

Mar 2026

Average rank

34

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
1
3
3
3
Price/Earnings
91
54
86
23
Price/Book
1
1
1
3
Dividend Yield
1
1
1
1
Value (overall)
8
9
14
1

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →