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MVB Financial

NAQ:MVBF · US5538101024
BanksSmall

360

48
Profit price42
Cash yield57
Price/Sales93
EV / Gross Profit87
Price/Book47
Returns on capital50
Profit margins—
Cash Conversion8
Accruals5
Owner Earnings Margin16
Sales growth1
Profit Growth18
Owner Earnings Growth75
Reinvestment1
Price momentum79
Debt load74
Debt serviceability19
Liquidity48
Analyst ratings72
Opinion Changes50
Price Target Upside84
Market mood1
Value Creation13/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

MVB Financial clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeSmall
TypePublic Company
ExchangeNASDAQCM
Founded2003
ISINUS5538101024
Last UpdateApr 2, 2026
Indices
NASDAQ (USA)Sound Pay Practices (USA)

Description

MVB Financial Corp. (MVB) operates a financial holding company for MVB Bank, Inc. (the ‘bank’) that provides wide range of business activities. The company’s consolidated subsidiaries include MVB Edge Ventures, Inc. (‘Edge Ventures’), Paladin Fraud,…

Analysis

Middle-of-the-road

MVB Financial Corp. sits in the middle of our grid: average quality, average price, no obvious signal in either direction.

On valuation, the picture is attractive. The owner-earnings multiple stands at 12.2×; owner earnings: the cash an owner could take out each year.

Growth is moderate; the safety picture is stretched. The company scores 13/20 on our value-creation score: creating some value. Analysts lean positive.

Flags to be aware of: Reported profits have run ahead of actual cash for several periods. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
29
2023202420252026

All-time high

85

Mar 2026

All-time low

17

Jan 2023

Average rank

55

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
93
93
97
57
Price/Earnings
7
53
55
1
Price/Book
47
91
52
13
Dividend Yield
57
72
39
27
Value (overall)
46
95
56
32

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →