Obermatt

Peoples Bancorp

NSQ:PEBO · US7097891011
BanksSmall

360

42
Profit price77
Cash yield93
Price/Sales84
EV / Gross Profit38
Price/Book72
Returns on capital31
Profit margins
Cash Conversion60
Accruals34
Owner Earnings Margin40
Sales growth35
Profit Growth62
Owner Earnings Growth67
Reinvestment28
Price momentum39
Debt load8
Debt serviceability89
Liquidity54
Analyst ratings15
Opinion Changes50
Price Target Upside32
Market mood63
Value Creation10/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Peoples Bancorp clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeSmall
TypePublic Company
ExchangeNASDAQGS
Founded1992
ISINUS7097891011
Last UpdateApr 2, 2026

Description

Peoples Bancorp Inc. (Peoples) is a financial holding company. Peoples operates principally through its wholly-owned subsidiary, Peoples Bank, an Ohio state-chartered bank. Peoples’ other wholly-owned operating subsidiary is Peoples Investment Compa…

Analysis

Bargain bin

Peoples Bancorp Inc. is priced cheaply, and that invites the natural question of why, since the underlying business scores below average.

On valuation, the picture is attractive. The owner-earnings multiple stands at 10.7×; owner earnings: the cash an owner could take out each year.

Growth is moderate; the safety picture is adequate. The company scores 10/20 on our value-creation score: creating some value. Analyst sentiment is cautious.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
63
2023202420252026

All-time high

96

Jan 2024

All-time low

21

Jan 2026

Average rank

59

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
84
78
62
73
Price/Earnings
58
72
86
76
Price/Book
72
62
39
59
Dividend Yield
93
84
82
94
Value (overall)
88
83
78
73

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →