Obermatt

BCB

NMQ:BCBP · US0552981039
BanksSmall

360

18
Profit price
Cash yield59
Price/Sales97
EV / Gross Profit55
Price/Book100
Returns on capital12
Profit margins
Cash Conversion100
Accruals100
Owner Earnings Margin10
Sales growth4
Profit Growth14
Owner Earnings Growth6
Reinvestment61
Price momentum84
Debt load56
Debt serviceability99
Liquidity1
Analyst ratings34
Opinion Changes50
Price Target Upside43
Market mood53
Value Creation13/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

BCB clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeSmall
TypePublic Company
ExchangeNASDAQGM
Founded2003
Websitebcb.bank
ISINUS0552981039
Last UpdateApr 2, 2026

Description

BCB Bancorp, Inc. operates as a bank holding company for BCB Community Bank that provides commercial banking products and services. At December 31, 2025, the bank operated at various branches in Bayonne, Edison, Hoboken, Fairfield, Holmdel, Jersey C…

Analysis

Deep value

BCB Bancorp, Inc. looks superficially cheap, but weak underlying metrics raise the question of whether this is value or a trap.

On valuation, the picture is expensive. The owner-earnings multiple stands at 333.2×; owner earnings: the cash an owner could take out each year.

Growth is moderate; the safety picture is stretched. The company scores 13/20 on our value-creation score: creating some value. Analyst sentiment is cautious.

Flags to be aware of: Some accounting patterns deserve a closer look. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
67
2023202420252026

All-time high

76

Jan 2024

All-time low

9

May 2025

Average rank

35

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
97
95
89
84
Price/Earnings
59
97
100
93
Price/Book
100
97
93
70
Dividend Yield
59
100
86
86
Value (overall)
90
100
100
98

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →