Obermatt

Princeton Bancorp

NSQ:BPRN · US74179A1079
BanksX-Small

360

34
Profit price39
Cash yield93
Price/Sales63
EV / Gross Profit69
Price/Book94
Returns on capital40
Profit margins
Cash Conversion66
Accruals95
Owner Earnings Margin62
Sales growth18
Profit Growth14
Owner Earnings Growth100
Reinvestment59
Price momentum10
Debt load82
Debt serviceability57
Liquidity18
Analyst ratings40
Opinion Changes50
Price Target Upside46
Market mood1
Value Creation13/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Princeton Bancorp clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeX-Small
TypePublic Company
ExchangeNASDAQGS
Founded2022
ISINUS74179A1079
Last UpdateApr 2, 2026
Themes
BankingFinancial Services

Description

Princeton Bancorp, Inc. operates as the holding company for the bank of Princeton (the ‘bank’) that provides full personal and business lending and deposit services. The area served by the bank, through its various branches, is generally an area wit…

Analysis

Deep value

Princeton Bancorp, Inc. lands in the deep-value zone: the price is very low, but so are the business fundamentals.

The price is attractive. You pay 11.9× its owner earnings: the cash an owner could take out each year, which is in the historically attractive zone.

The trajectory is moderate and the balance sheet is adequate. The company scores 13/20 on our value-creation score: creating some value. Analyst sentiment is cautious.

Nothing is flagged here: no red or amber gates, no divergence between profits and cash. That is itself information: the numbers are straightforward. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
41
2023202420252026

All-time high

77

Jan 2023

All-time low

26

Jan 2025

Average rank

57

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
63
55
28
82
Price/Earnings
72
81
26
76
Price/Book
94
83
41
92
Dividend Yield
93
80
54
71
Value (overall)
96
87
23
89

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →