Obermatt

Kearny Financial

NSQ:KRNY · US48716P1084
BanksSmall

360

40
Profit price17
Cash yield97
Price/Sales80
EV / Gross Profit10
Price/Book92
Returns on capital12
Profit margins
Cash Conversion35
Accruals81
Owner Earnings Margin20
Sales growth77
Profit Growth39
Owner Earnings Growth61
Reinvestment38
Price momentum82
Debt load2
Debt serviceability100
Liquidity21
Analyst ratings30
Opinion Changes50
Price Target Upside42
Market mood85
Value Creation13/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Kearny Financial clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeSmall
TypePublic Company
ExchangeNASDAQGS
Founded2014
ISINUS48716P1084
Last UpdateApr 2, 2026

Description

Kearny Financial Corp. operates as the bank holding company for Kearny Bank that provides various banking products and services. The bank principally engages in the business of attracting deposits from the general public and using these deposits, to…

Analysis

Deep value

Kearny Financial Corp. lands in the deep-value zone: the price is very low, but so are the business fundamentals.

The price is attractive. You pay 14.1× its owner earnings: the cash an owner could take out each year, which is in the historically attractive zone.

The trajectory is moderate and the balance sheet is adequate. The company scores 13/20 on our value-creation score: creating some value. Analyst sentiment is cautious.

What to watch: Reported profits have run ahead of actual cash for several periods. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
82
2023202420252026

All-time high

82

Jun 2026

All-time low

3

Jan 2023

Average rank

40

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
80
53
13
19
Price/Earnings
28
60
12
32
Price/Book
92
91
83
74
Dividend Yield
97
96
100
83
Value (overall)
87
100
81
47

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →