Citizens Community Bancorp, Inc. operates as a bank holding company for Citizens Community Federal N.A. (the ‘bank’) that provides commercial, agricultural and consumer banking activities.
The company is a federally chartered National Bank serving c…
Analysis
Middle-of-the-road
Citizens Community Bancorp, Inc. sits in the middle of our grid: average quality, average price, no obvious signal in either direction.
On valuation, the picture is attractive. The owner-earnings multiple stands at 12.2×; owner earnings: the cash an owner could take out each year.
Growth is moderate; the safety picture is stretched. The company scores 10/20 on our value-creation score: creating some value. Analysts lean positive.
Flags to be aware of: Reported profits have run ahead of actual cash for several periods. As always: this describes the company's numbers; it is not a recommendation.
360° rank · history
1007550250
Jan 202353
58
2023202420252026
All-time high
58
Jun 2026
All-time low
15
Jan 2024
Average rank
37
across all years
Detailed & Historical Ranks
Deep dive into 15 detailed ranks and 3 years of history.
Current202520242023
Price/Sales
75
52
63
84
Price/Earnings
49
50
58
74
Price/Book
67
82
95
95
Dividend Yield
43
30
31
29
Value (overall)
65
62
65
83
Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.