Obermatt

Catalyst Bancorp

NAQ:CLST · US14888L1017
BanksX-Small

360

31
Medium confidence — indicative
Profit price8
Cash yield1
Price/Sales12
EV / Gross Profit47
Price/Book95
Returns on capital34
Profit margins
Cash Conversion69
Accruals26
Owner Earnings Margin51
Sales growth17
Profit Growth19
Owner Earnings Growth38
Reinvestment42
Price momentum67
Debt load86
Debt serviceability1
Liquidity31
Analyst ratings
Expectations trend
Market mood1
Value Creation10/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Catalyst Bancorp clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeX-Small
TypePublic Company
ExchangeNASDAQCM
Founded2021
ISINUS14888L1017
Last UpdateApr 2, 2026

Description

Catalyst Bancorp, Inc. operates as a holding company for Catalyst Bank, which provides a variety of banking services to individuals and businesses within its principal market area, consisting of St. Landry Parish, Evangeline Parish, Acadia Parish, an…

Analysis

Middle-of-the-road

Catalyst Bancorp, Inc. sits in the middle of our grid: average quality, average price, no obvious signal in either direction.

On valuation, the picture is expensive. The owner-earnings multiple stands at 27.9×; owner earnings: the cash an owner could take out each year.

Growth is tepid; the safety picture is adequate. The company scores 10/20 on our value-creation score: creating some value.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
1
2026

All-time high

1

Jun 2026

All-time low

1

Jun 2026

Average rank

1

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
12
Price/Earnings
1
Price/Book
95
Dividend Yield
1
Value (overall)
14

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →