Obermatt

Camden National

NSQ:CAC · US1330341082
BanksSmall

360

41
Profit price74
Cash yield77
Price/Sales56
EV / Gross Profit19
Price/Book49
Returns on capital36
Profit margins
Cash Conversion37
Accruals61
Owner Earnings Margin74
Sales growth32
Profit Growth29
Owner Earnings Growth83
Reinvestment10
Price momentum82
Debt load12
Debt serviceability95
Liquidity53
Analyst ratings10
Opinion Changes50
Price Target Upside28
Market mood29
Value Creation13/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Camden National clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeSmall
TypePublic Company
ExchangeNASDAQGS
Founded1984
Employees488
ISINUS1330341082
Last UpdateApr 2, 2026

Description

Camden National Corporation operates as the bank holding company for Camden National Bank that offers a comprehensive suite of competitive financial products and services. On January 2, 2025, the company completed its acquisition of Northway Financi…

Analysis

Middle-of-the-road

Camden National Corporation is a middle-of-the-road business: neither the economics nor the price stand out from the peer group.

The price is attractive. You pay 10.4× its owner earnings: the cash an owner could take out each year, which is in the historically attractive zone.

The trajectory is moderate and the balance sheet is sturdy. The company scores 13/20 on our value-creation score: creating some value. Analyst sentiment is cautious.

Nothing is flagged here: no red or amber gates, no divergence between profits and cash. That is itself information: the numbers are straightforward. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
27
2023202420252026

All-time high

94

Feb 2026

All-time low

4

Jan 2024

Average rank

61

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
56
61
43
54
Price/Earnings
82
83
31
75
Price/Book
49
36
35
43
Dividend Yield
77
88
90
95
Value (overall)
75
98
87
85

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

Similar Stocks

The companies this stock is ranked against.

Compare Camden National with its peers
Finward
NAQ:FNWD
52
CountryUSA
IndustryBanks
SizeX-Small
Full Stock Analysis →
Lakeland Financial
NSQ:LKFN
55
CountryUSA
IndustryBanks
SizeSmall
Full Stock Analysis →
Cullen/Frost
NYQ:CFR
39
CountryUSA
IndustryBanks
SizeSmall
Full Stock Analysis →
Southside Bancshares
NYQ:SBSI
46
CountryUSA
IndustryBanks
SizeX-Small
Full Stock Analysis →
First Mid Bancshares
NMQ:FMBH
83
CountryUSA
IndustryBanks
SizeSmall
Full Stock Analysis →
Univest Financial
NSQ:UVSP
10
CountryUSA
IndustryBanks
SizeSmall
Full Stock Analysis →

Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →