Obermatt

First Mid Bancshares

NMQ:FMBH · US3208661062
BanksSmall

360

83
Profit price74
Cash yield41
Price/Sales28
EV / Gross Profit57
Price/Book73
Returns on capital61
Profit margins
Cash Conversion43
Accruals44
Owner Earnings Margin58
Sales growth75
Profit Growth52
Owner Earnings Growth44
Reinvestment86
Price momentum48
Debt load36
Debt serviceability65
Liquidity67
Analyst ratings44
Opinion Changes50
Price Target Upside50
Market mood1
Value Creation17/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

First Mid Bancshares generates returns well above its cost of capital, the foundation of durable shareholder value.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeSmall
TypePublic Company
ExchangeNASDAQGM
Founded1981
Employees454
ISINUS3208661062
Last UpdateApr 2, 2026
Themes
Financial Services

Description

First Mid Bancshares, Inc. is a financial holding company. The company is engaged in the business of banking through its wholly owned subsidiary, First Mid Bank & Trust, N.A. (‘First Mid Bank’). The company offers insurance products and services to…

Analysis

Middle-of-the-road

First Mid Bancshares, Inc. is a middle-of-the-road business: neither the economics nor the price stand out from the peer group.

The price is attractive. You pay 11.2× its owner earnings: the cash an owner could take out each year, which is in the historically attractive zone.

The trajectory is solid and the balance sheet is adequate. The company scores 17/20 on our value-creation score: strong value creator.

Nothing is flagged here: no red or amber gates, no divergence between profits and cash. That is itself information: the numbers are straightforward. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
63
2023202420252026

All-time high

100

Feb 2024

All-time low

34

Mar 2026

Average rank

78

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
28
27
25
45
Price/Earnings
69
77
67
67
Price/Book
73
74
62
73
Dividend Yield
41
36
24
51
Value (overall)
51
61
41
63

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →