Obermatt

Webster Financial

NYQ:WBS · US9478901096
BanksSmall

360

11
Profit price72
Cash yield39
Price/Sales19
EV / Gross Profit31
Price/Book42
Returns on capital49
Profit margins
Cash Conversion74
Accruals23
Owner Earnings Margin82
Sales growth21
Profit Growth96
Owner Earnings Growth53
Reinvestment53
Price momentum73
Debt load22
Debt serviceability89
Liquidity20
Analyst ratings21
Opinion Changes50
Price Target Upside16
Market mood93
Value Creation13/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Webster Financial clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeSmall
TypePublic Company
ExchangeNYSE
Founded1986
ISINUS9478901096
Last UpdateApr 2, 2026

Description

Webster Financial Corporation operates as a bank holding company and financial holding company. Webster Bank (Webster Bank, National Association) is a commercial bank with a national bank charter focused on providing financial products and services…

Analysis

Middle-of-the-road

Webster Financial Corporation sits in the middle of our grid: average quality, average price, no obvious signal in either direction.

On valuation, the picture is attractive. The owner-earnings multiple stands at 11.3×; owner earnings: the cash an owner could take out each year.

Growth is tepid; the safety picture is stretched. The company scores 13/20 on our value-creation score: creating some value. Analyst sentiment is cautious.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
36
2023202420252026

All-time high

88

Dec 2023

All-time low

20

Mar 2026

Average rank

47

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
19
23
20
70
Price/Earnings
37
83
97
56
Price/Book
42
50
48
9
Dividend Yield
39
42
42
42
Value (overall)
25
30
48
44

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →