Obermatt

Park National

ASQ:PRK · US7006581075
BanksSmall

360

65
Profit price31
Cash yield55
Price/Sales10
EV / Gross Profit56
Price/Book14
Returns on capital81
Profit margins
Cash Conversion39
Accruals89
Owner Earnings Margin63
Sales growth80
Profit Growth60
Owner Earnings Growth28
Reinvestment98
Price momentum12
Debt load76
Debt serviceability32
Liquidity96
Analyst ratings1
Opinion Changes50
Price Target Upside42
Market mood67
Value Creation10/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Park National clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeSmall
TypePublic Company
ExchangeNYSEAM
Founded1986
Employees1
ISINUS7006581075
Last UpdateApr 2, 2026

Description

Park National Corporation operates as the bank holding company for The Park National Bank (Park National Bank or PNB). The company engages in commercial banking, consumer banking, and wealth management, including trust and investment services, genera…

Analysis

Beloved champion

Park National Corporation sits in the top corner of our grid: excellent business, premium price; every investor already knows the story.

On valuation, the picture is fair. The owner-earnings multiple stands at 17.3×; owner earnings: the cash an owner could take out each year.

Growth is solid and accelerating; the safety picture is adequate. The company scores 10/20 on our value-creation score: creating some value. Analyst sentiment is cautious.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
51
2023202420252026

All-time high

61

Jan 2026

All-time low

10

Feb 2026

Average rank

36

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
10
7
9
13
Price/Earnings
12
3
3
7
Price/Book
14
3
3
5
Dividend Yield
55
42
51
49
Value (overall)
18
8
6
5

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →