Obermatt

Thai Life Insurance

SET:TLI · THA848010007
InsuranceMedium

360

94
EV / EBIT84
Price / Owner Earnings74
Owner Earnings Yield81
Dividend Yield75
Price/Sales45
EV / Gross Profit34
Price/Book86
Returns on capital57
Profit margins88
Cash Conversion62
Accruals87
Owner Earnings Margin98
Sales growth
Profit Growth51
Long-Term EPS Growth41
Owner Earnings Growth66
Reinvestment18
Price momentum51
Debt load74
Debt serviceability48
Liquidity
Analyst ratings93
Opinion Changes50
Price Target Upside89
Market mood37
Value Creation14/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Thai Life Insurance generates returns well above its cost of capital, the foundation of durable shareholder value.

Profile

CountryThailand
IndustryInsurance
SizeMedium
TypePublic Company
ExchangeSET
Founded2012
Employees530
ISINTHA848010007
Last UpdateApr 2, 2026
Themes
InsuranceLife Insurance

Description

Thai Life Insurance Public Company Limited operates as a leading provider of life insurance products in Thailand. Established with a vision to ensure financial security for individuals and families, the company offers a diverse array of life insuranc…

Analysis

Bargain bin

Thai Life Insurance Public Company Limited falls in the bargain bin: the price is low relative to peers, but the business metrics give reason to pause.

The price is attractive. You pay 10.1× its owner earnings: the cash an owner could take out each year, which is in the historically attractive zone.

The trajectory is tepid and the balance sheet is sturdy. The company scores 14/20 on our value-creation score: strong value creator. Analysts lean positive.

Nothing is flagged here: no red or amber gates, no divergence between profits and cash. That is itself information: the numbers are straightforward. As always: this describes the company's numbers; it is not a recommendation.

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The companies this stock is ranked against.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →