Allianz Ayudhya Capital

SET:AYUD · TH0093A10Y02

InsuranceSmall

360

Medium confidence — indicative

Value70

Profit price82

Cash yield20

Owner Earnings Yield39

Dividend Yield1

Sales & asset price63

Price/Sales67

EV / Gross Profit60

Price/Book61

Quality86

Returns on capital89

Profit margins78

Cash backing37

Cash Conversion10

Accruals11

Owner Earnings Margin89

Growth52

Sales growth—

Profit growth83

Profit Growth63

Long-Term EPS Growth87

Owner Earnings Growth100

Reinvestment4

Price momentum87

Safety72

Debt load93

Debt serviceability69

Liquidity98

Sentiment39

Analyst ratings—

Expectations trend—

Market mood35

Value Creation20/20strong value creator

Creates more value than its capital costs
Owner earnings growing
Owner earnings per share growing
Reinvests at strong returns
Solid earnings base

What this means

Allianz Ayudhya Capital generates returns well above its cost of capital, the foundation of durable shareholder value.

Profile

CountryThailand

IndustryInsurance

SizeSmall

TypePublic Company

ExchangeSET

Founded1950

Employees1

Websiteayud.azay.co.th

ISINTH0093A10Y02

Last UpdateApr 2, 2026

Indices

SET (Thailand)

Description

Allianz Ayudhya Capital Public Company Limited operates primarily as an investment holding company. Business Segments The business segments of the company primarily revolve around its non-life insurance operations, investment management, and healt…

Analysis

Hidden champion

Allianz Ayudhya Capital Public Company Limited fits the profile of a hidden champion, yet the market has not awarded it the premium its quality earns.

On valuation, the picture is attractive. The owner-earnings multiple stands at 5.4×; owner earnings: the cash an owner could take out each year.

Growth is moderate; the safety picture is sturdy. The company scores 20/20 on our value-creation score: strong value creator. Analyst sentiment is cautious.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250

2026

All-time high

Jun 2026

All-time low

Mar 2026

Average rank

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023

Price/Sales

—

Price/Earnings

—

Price/Book

—

Dividend Yield

—

Value (overall)

—

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

Similar Stocks

The companies this stock is ranked against.

Compare Allianz Ayudhya Capital with its peers

BKI Holdings

SET:BKIH

CountryThailand

IndustryInsurance

SizeMedium

Full Stock Analysis →

Bangkok Life Assurance

SET:BLA

CountryThailand

IndustryInsurance

SizeMedium

Full Stock Analysis →

Bajaj Finserv

NSI:BAJAJFINSV

CountryIndia

IndustryDiversified Financial Services

SizeLarge

Full Stock Analysis →

Thai Life Insurance

SET:TLI

CountryThailand

IndustryInsurance

SizeMedium

Full Stock Analysis →

LPI Capital Bhd

KLS:LPI

CountryMalaysia

IndustryInsurance

SizeSmall

Full Stock Analysis →

Thaivivat Holdings

SET:TVH

CountryThailand

IndustryInsurance

SizeSmall

Full Stock Analysis →

Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View

1 · Watch OutGood· 100

Value

1 · ExpensiveGood Value· 100

Quality

1 · Weak FundamentalsHigh Quality· 100

Growth

1 · Tough TimesHigh Growth· 100

Safety

1 · High LeverageWell-Financed· 100

Sentiment

1 · SkepticismPositive· 100

Learn More →