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Description
Profile Systems & Software SA is a distinguished global enterprise specializing in the development and marketing of software solutions for various sectors, primarily focusing on the banking industry. The company is headquartered in Nea Smyrni, Attica…
Analysis
Hope premium
Profile Systems & Software SA is priced well ahead of what the underlying numbers justify, a pattern we describe as a hope premium. Worth noting: the cash the business generates has lagged behind what the income statement shows.
On valuation, the picture is expensive. The owner-earnings multiple stands at 56.3×; owner earnings: the cash an owner could take out each year. The implied growth embedded in that price is around 20% a year, against analyst forecasts of 32%. The price, in other words, assumes less than the experts do.
Growth is solid; the safety picture is adequate. The company scores 14/20 on our value-creation score: strong value creator.
Flags to be aware of: Reported profits have run ahead of actual cash for several periods. As always: this describes the company's numbers; it is not a recommendation.
360° rank · history
1007550250
Mar 202655
82
2026
All-time high
82
Jun 2026
All-time low
55
Mar 2026
Average rank
69
across all years
Detailed & Historical Ranks
Deep dive into 15 detailed ranks and 3 years of history.
Current202520242023
Price/Sales
33
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Price/Earnings
55
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Price/Book
30
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Dividend Yield
67
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Value (overall)
49
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Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.