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Description
Alfa Financial Software Holdings PLC provides software and consultancy services to the auto and equipment finance industry.
Business Segments
The company operates two segments includes Automotive Finance and Equipment Finance.
Automotive Finance:…
Analysis
Quality compounder
Alfa Financial Software Holdings PLC earns the quality_compounder label: good underlying economics priced fairly, with no obvious bargain or excess. Worth noting: the cash the business generates has lagged behind what the income statement shows.
On valuation, the picture is attractive. The owner-earnings multiple stands at 14.1×; owner earnings: the cash an owner could take out each year.
Growth is tepid; the safety picture is sturdy. The company scores 14/20 on our value-creation score: strong value creator.
Flags to be aware of: Reported profits have run ahead of actual cash for several periods. As always: this describes the company's numbers; it is not a recommendation.
360° rank · history
1007550250
Jan 202385
70
2023202420252026
All-time high
91
Jan 2025
All-time low
28
Jan 2024
Average rank
67
across all years
Detailed & Historical Ranks
Deep dive into 15 detailed ranks and 3 years of history.
Current202520242023
Price/Sales
20
24
31
31
Price/Earnings
46
31
46
39
Price/Book
15
8
17
22
Dividend Yield
57
70
85
67
Value (overall)
32
29
48
43
Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.