Hanwha General Insurance

KSC:000370 · KR7000370007

InsuranceSmall

360

Medium confidence — indicative

Value83

Profit price95

Cash yield47

Owner Earnings Yield92

Dividend Yield1

Sales & asset price89

Price/Sales96

EV / Gross Profit77

Price/Book95

Quality29

Returns on capital34

Profit margins20

Cash backing64

Cash Conversion83

Accruals74

Owner Earnings Margin34

Growth43

Sales growth—

Profit growth19

Profit Growth19

Long-Term EPS Growth15

Owner Earnings Growth24

Reinvestment21

Price momentum47

Safety36

Debt load53

Debt serviceability98

Liquidity52

Sentiment66

Analyst ratings87

Expectations trend75

Opinion Changes91

Price Target Upside59

Market mood20

Value Creation8/20creating some value

Creates more value than its capital costs
Owner earnings growing
Owner earnings per share growing
Reinvests at strong returns
Solid earnings base

What this means

Hanwha General Insurance clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Profile

CountrySouth Korea

IndustryInsurance

SizeSmall

TypePublic Company

ExchangeKOSE

Employees81

Websitehwgeneralins.com

ISINKR7000370007

Last UpdateApr 2, 2026

Indices

KOSPI (South Korea)

Themes

Financial ServicesInsuranceLife Insurance

Description

Analysis

Deep value

Hanwha General Insurance Co., Ltd. looks superficially cheap, but weak underlying metrics raise the question of whether this is value or a trap.

On valuation, the picture is attractive. The owner-earnings multiple stands at 2.0×; owner earnings: the cash an owner could take out each year.

Growth is moderate; the safety picture is stretched. The company scores 8/20 on our value-creation score: creating some value. Analysts lean positive.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250

2026

All-time high

Mar 2026

All-time low

Jun 2026

Average rank

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023

Price/Sales

—

Price/Earnings

—

Price/Book

—

Dividend Yield

—

Value (overall)

—

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View

1 · Watch OutGood· 100

Value

1 · ExpensiveGood Value· 100

Quality

1 · Weak FundamentalsHigh Quality· 100

Growth

1 · Tough TimesHigh Growth· 100

Safety

1 · High LeverageWell-Financed· 100

Sentiment

1 · SkepticismPositive· 100

Learn More →