Lotte Non-Life Insurance

KSC:000400 · KR7000400002

InsuranceSmall

360

Medium confidence — indicative

Value—

Profit price—

Cash yield50

Owner Earnings Yield98

Dividend Yield1

Sales & asset price68

Price/Sales80

EV / Gross Profit83

Price/Book41

Quality18

Returns on capital15

Profit margins38

Cash backing31

Cash Conversion1

Accruals81

Owner Earnings Margin11

Growth55

Sales growth—

Profit growth25

Profit Growth7

Long-Term EPS Growth13

Owner Earnings Growth55

Reinvestment12

Price momentum70

Safety28

Debt load9

Debt serviceability100

Liquidity37

Sentiment41

Analyst ratings—

Expectations trend—

Market mood84

Value Creation10/20creating some value

Creates more value than its capital costs
Owner earnings growing
Owner earnings per share growing
Reinvests at strong returns
Solid earnings base

What this means

Lotte Non-Life Insurance clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Profile

CountrySouth Korea

IndustryInsurance

SizeSmall

TypePublic Company

ExchangeKOSE

Employees3

Websitelotteins.co.kr

ISINKR7000400002

Last UpdateApr 2, 2026

Indices

KOSPI (South Korea)

Themes

Auto InsuranceCommercial InsuranceFinancial Services

Description

Analysis

Weak and unloved

Lotte Non - Life Insurance Co., Ltd. scores below average on quality and is priced accordingly, a low-conviction position in either direction.

On valuation, the picture is attractive. The owner-earnings multiple stands at 12.4×; owner earnings: the cash an owner could take out each year.

Growth is moderate; the safety picture is stretched. The company scores 10/20 on our value-creation score: creating some value. Analyst sentiment is cautious.

Flags to be aware of: Reported profits have run ahead of actual cash for several periods. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250

2026

All-time high

Jun 2026

All-time low

Mar 2026

Average rank

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023

Price/Sales

—

Price/Earnings

—

Price/Book

—

Dividend Yield

—

Value (overall)

—

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

Similar Stocks

The companies this stock is ranked against.

Compare Lotte Non-Life Insurance with its peers

Yuanbao

NMQ:YB

CountryChina

IndustryInsurance

SizeSmall

Full Stock Analysis →

Mirae Asset Life Insurance

KSC:085620

CountrySouth Korea

IndustryInsurance

SizeX-Small

Full Stock Analysis →

Korean Reinsurance

KSC:003690

CountrySouth Korea

IndustryInsurance

SizeSmall

Full Stock Analysis →

Summerset

NZC:SUM

CountryNew Zealand

IndustryHealth Care Providers & Services

SizeMedium

Full Stock Analysis →

KSC:085310

CountrySouth Korea

IndustryMachinery

SizeX-Small

Full Stock Analysis →

Sungchang Enterprise

KSC:000180

CountrySouth Korea

IndustryPaper & Forest Products

SizeSmall

Full Stock Analysis →

Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View

1 · Watch OutGood· 100

Value

1 · ExpensiveGood Value· 100

Quality

1 · Weak FundamentalsHigh Quality· 100

Growth

1 · Tough TimesHigh Growth· 100

Safety

1 · High LeverageWell-Financed· 100

Sentiment

1 · SkepticismPositive· 100

Learn More →