First Seacoast Bancorp

NAQ:FSEA · US33631F1049

BanksX-Small

360

Medium confidence — indicative

Value34

Profit price—

Cash yield1

Sales & asset price23

Price/Sales34

EV / Gross Profit7

Price/Book29

Quality16

Returns on capital9

Profit margins—

Cash backing42

Accruals74

Owner Earnings Margin9

Growth44

Sales growth39

Profit growth13

Reinvestment96

Price momentum83

Safety68

Debt load20

Debt serviceability91

Liquidity12

Sentiment54

Analyst ratings—

Expectations trend—

Market mood4

Value Creation7/20creating some value

Creates more value than its capital costs
Owner earnings growing
Owner earnings per share growing
Reinvests at strong returns
Solid earnings base

What this means

First Seacoast Bancorp clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryUSA

IndustryBanks

SizeX-Small

TypePublic Company

ExchangeNASDAQCM

Founded2022

Websitefirstseacoastbank.com

ISINUS33631F1049

Last UpdateApr 2, 2026

Indices

NASDAQ (USA)

Themes

BankingFinancial Services

Description

First Seacoast Bancorp, Inc. operates as the holding company for First Seacoast Bank that provides a full range of banking and wealth management services to its customers. The bank focuses on four core services that center around customer needs. The…

Analysis

Weak and unloved

First Seacoast Bancorp, Inc. is weak and unloved: below-average business metrics and a price that reflects that disappointment.

Valuation data is not available for this company.

The trajectory is moderate and the balance sheet is sturdy. The company scores 7/20 on our value-creation score: creating some value.

Nothing is flagged here: no red or amber gates, no divergence between profits and cash. That is itself information: the numbers are straightforward. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250

2026

All-time high

Jun 2026

All-time low

Mar 2026

Average rank

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023

Price/Sales

—

Price/Earnings

—

Price/Book

—

Dividend Yield

—

Value (overall)

—

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View

1 · Watch OutGood· 100

Value

1 · ExpensiveGood Value· 100

Quality

1 · Weak FundamentalsHigh Quality· 100

Growth

1 · Tough TimesHigh Growth· 100

Safety

1 · High LeverageWell-Financed· 100

Sentiment

1 · SkepticismPositive· 100

Learn More →