Ponce Financial Group, Inc. operates as the holding company of Ponce Bank, which provides various banking products and services.
The company’s business is conducted through the administrative office and 13 full-service banking offices, 2 mortgage lo…
Analysis
Weak and unloved
Ponce Financial Group, Inc. scores below average on quality and is priced accordingly, a low-conviction position in either direction.
On valuation, the picture is attractive. The owner-earnings multiple stands at 13.1×; owner earnings: the cash an owner could take out each year.
Growth is moderate; the safety picture is sturdy. The company scores 13/20 on our value-creation score: creating some value. Analysts lean positive.
No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.
360° rank · history
1007550250
Jan 202313
98
2023202420252026
All-time high
98
Jun 2026
All-time low
13
Jan 2023
Average rank
54
across all years
Detailed & Historical Ranks
Deep dive into 15 detailed ranks and 3 years of history.
Current202520242023
Price/Sales
45
36
45
54
Price/Earnings
100
7
58
27
Price/Book
84
47
60
66
Dividend Yield
1
1
1
1
Value (overall)
73
9
24
15
Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.