Obermatt

BRD - Groupe

BUH:BRD · ROBRDBACNOR2
BanksSmall

360

29
Profit price25
Cash yield49
Price/Sales51
EV / Gross Profit60
Price/Book45
Returns on capital88
Profit margins
Cash Conversion50
Accruals62
Owner Earnings Margin76
Sales growth78
Profit Growth31
Owner Earnings Growth25
Reinvestment54
Price momentum80
Debt load78
Debt serviceability32
Liquidity100
Analyst ratings1
Opinion Changes50
Price Target Upside4
Market mood59
Value Creation13/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

BRD - Groupe clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryFrance
IndustryBanks
SizeSmall
TypePublic Company
ExchangeBVB
Employees3,728
Websitebrd.ro
ISINROBRDBACNOR2
Last UpdateApr 2, 2026
Index & Theme
BankingFinanceFinancial Services

Description

BRD - Groupe Société Générale S.A. is a prominent banking institution based in Romania, providing a wide range of financial products and services to diverse customer segments. The company has established a robust presence in the banking sector, cater…

Analysis

Beloved champion

BRD - Groupe Société Générale S.A. sits in the top corner of our grid: excellent business, premium price; every investor already knows the story.

On valuation, the picture is attractive. The owner-earnings multiple stands at 12.3×; owner earnings: the cash an owner could take out each year.

Growth is solid; the safety picture is adequate. The company scores 13/20 on our value-creation score: creating some value. Analyst sentiment is cautious.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
59
2023202420252026

All-time high

59

Jun 2026

All-time low

15

Jan 2025

Average rank

42

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
51
40
16
19
Price/Earnings
44
49
21
27
Price/Book
45
40
17
19
Dividend Yield
49
51
71
100
Value (overall)
44
37
17
27

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →