Banco Santander-Chile provides a broad range of commercial and retail banking services to its customers, including Chilean peso and foreign currency denominated loans to finance a variety of commercial transactions, trade, foreign currency forward co…
Analysis
Beloved champion
Banco Santander-Chile sits in the top corner of our grid: excellent business, premium price; every investor already knows the story.
On valuation, the picture is attractive. The owner-earnings multiple stands at 13.8×; owner earnings: the cash an owner could take out each year. The implied growth embedded in that price is around 1% a year, against analyst forecasts of 9%. The price, in other words, assumes less than the experts do.
Growth is solid; the safety picture is stretched. The company scores 10/20 on our value-creation score: creating some value. Analyst sentiment is cautious.
No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.
360° rank · history
1007550250
Jan 202315
12
2023202420252026
All-time high
76
Dec 2025
All-time low
3
Jan 2024
Average rank
33
across all years
Detailed & Historical Ranks
Deep dive into 15 detailed ranks and 3 years of history.
Current202520242023
Price/Sales
49
20
22
25
Price/Earnings
70
21
23
29
Price/Book
10
13
19
19
Dividend Yield
57
54
44
56
Value (overall)
38
21
23
21
Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.