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QCRs

NMQ:QCRH · US74727A1043
BanksSmall

360

43
Profit price75
Cash yield37
Price/Sales28
EV / Gross Profit31
Price/Book31
Returns on capital31
Profit margins—
Cash Conversion94
Accruals20
Owner Earnings Margin22
Sales growth11
Profit Growth66
Owner Earnings Growth33
Reinvestment45
Price momentum90
Debt load44
Debt serviceability67
Liquidity19
Analyst ratings67
Opinion Changes50
Price Target Upside41
Market mood92
Value Creation13/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

QCRs clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeSmall
TypePublic Company
ExchangeNASDAQGM
Founded1993
Employees168
Websiteqcrh.q4ir.com
ISINUS74727A1043
Last UpdateApr 2, 2026
Indices
NASDAQ (USA)Sound Pay Practices (USA)
Themes
BankingFinancial ServicesWealth Management

Description

QCR Holdings, Inc. is a multi-bank holding company. The company serves the Quad Cities, Cedar Rapids, Waterloo/Cedar Falls, Des Moines/Ankeny and Springfield communities through the following four wholly-owned banking subsidiaries (collectively, the…

Analysis

Quality compounder

QCR Holdings, Inc. earns the quality_compounder label: good underlying economics priced fairly, with no obvious bargain or excess.

On valuation, the picture is fair. The owner-earnings multiple stands at 20.8×; owner earnings: the cash an owner could take out each year.

Growth is tepid; the safety picture is stretched. The company scores 13/20 on our value-creation score: creating some value.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
60
2023202420252026

All-time high

86

Feb 2024

All-time low

9

Jan 2026

Average rank

65

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
28
15
17
37
Price/Earnings
27
59
52
83
Price/Book
31
39
34
33
Dividend Yield
37
8
8
11
Value (overall)
21
15
11
29

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →