Obermatt

Peapack-Gladstone

NSQ:PGC · US7046991078
BanksSmall

360

27
Profit price16
Cash yield29
Price/Sales89
EV / Gross Profit74
Price/Book59
Returns on capital28
Profit margins
Cash Conversion86
Accruals23
Owner Earnings Margin10
Sales growth80
Profit Growth47
Owner Earnings Growth82
Reinvestment47
Price momentum96
Debt load58
Debt serviceability70
Liquidity21
Analyst ratings92
Opinion Changes50
Price Target Upside48
Market mood48
Value Creation13/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Peapack-Gladstone clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeSmall
TypePublic Company
ExchangeNASDAQGS
Founded1997
Employees245
ISINUS7046991078
Last UpdateApr 2, 2026

Description

Peapack-Gladstone Financial Corporation (Peapack) operates as a bank holding company for Peapack Private Bank & Trust (Peapack Private or the bank). The company is registered under the Bank Holding Company Act of 1956, as amended (the Bank Holding C…

Analysis

Weak and unloved

Peapack-Gladstone Financial Corporation is weak and unloved: below-average business metrics and a price that reflects that disappointment.

The price is fair. You pay 21.7× its owner earnings: the cash an owner could take out each year, which is in the historically fair zone.

The trajectory is solid and the balance sheet is stretched. The company scores 13/20 on our value-creation score: creating some value. Analysts lean positive.

What to watch: Some accounting patterns deserve a closer look. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
94
2023202420252026

All-time high

96

Mar 2026

All-time low

9

Jan 2023

Average rank

59

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
89
87
82
79
Price/Earnings
41
35
26
64
Price/Book
59
73
79
57
Dividend Yield
29
4
8
7
Value (overall)
61
45
44
53

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →