Obermatt

Atlantic Union Bankshares

NYQ:AUB · US04911A1079
BanksSmall

360

78
Profit price18
Cash yield93
Price/Sales30
EV / Gross Profit59
Price/Book79
Returns on capital39
Profit margins
Cash Conversion98
Accruals93
Owner Earnings Margin46
Sales growth58
Profit Growth94
Owner Earnings Growth93
Reinvestment21
Price momentum51
Debt load36
Debt serviceability57
Liquidity5
Analyst ratings66
Opinion Changes50
Price Target Upside81
Market mood77
Value Creation13/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Atlantic Union Bankshares clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeSmall
TypePublic Company
ExchangeNYSE
Founded1991
ISINUS04911A1079
Last UpdateApr 2, 2026

Description

Atlantic Union Bankshares Corporation operates as the bank holding company for Atlantic Union Bank that provides a wide range of financial services and products to commercial and retail clients. The bank is headquartered in Richmond, Virginia and op…

Analysis

Weak and unloved

Atlantic Union Bankshares Corporation scores below average on quality and is priced accordingly, a low-conviction position in either direction.

On valuation, the picture is attractive. The owner-earnings multiple stands at 12.7×; owner earnings: the cash an owner could take out each year.

Growth is solid and accelerating; the safety picture is adequate. The company scores 13/20 on our value-creation score: creating some value. Analysts lean positive.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
72
2023202420252026

All-time high

88

Jan 2025

All-time low

45

Jan 2023

Average rank

64

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
30
85
47
20
Price/Earnings
65
65
55
26
Price/Book
79
41
25
52
Dividend Yield
93
76
71
71
Value (overall)
76
83
47
29

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →