Obermatt

Truist Financial

NYQ:TFC · US89832Q1094
BanksSmall

360

49
Profit price69
Cash yield91
Price/Sales76
EV / Gross Profit44
Price/Book81
Returns on capital
Profit margins
Cash Conversion54
Accruals49
Sales growth18
Profit Growth98
Long-Term EPS Growth46
Reinvestment45
Price momentum45
Debt load16
Debt serviceability93
Liquidity24
Analyst ratings50
Opinion Changes40
Price Target Upside65
Market mood63
Value Creation10/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Truist Financial clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 1/5 components.

Profile

CountryUSA
IndustryBanks
SizeSmall
TypePublic Company
ExchangeNYSE
Founded1968
Employees25,584
Websitetruist.com
ISINUS89832Q1094
Last UpdateApr 2, 2026
Themes
BankingFinanceFinancial Services

Description

Truist Financial Corporation (Truist) operates as the bank holding company for Truist Bank, offering a wide range of products and services through wholesale and consumer businesses, including consumer and small business banking, commercial and corpor…

Analysis

Bargain bin

Truist Financial Corporation falls in the bargain bin: the price is low relative to peers, but the business metrics give reason to pause.

Valuation data is not available for this company.

The trajectory is tepid and the balance sheet is adequate. The company scores 10/20 on our value-creation score: creating some value.

Nothing is flagged here: no red or amber gates, no divergence between profits and cash. That is itself information: the numbers are straightforward. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
70
2023202420252026

All-time high

75

Feb 2026

All-time low

7

May 2023

Average rank

42

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
76
57
89
54
Price/Earnings
46
55
59
48
Price/Book
81
69
85
40
Dividend Yield
91
91
86
94
Value (overall)
86
73
72
96

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →