F.N.B. Corporation (FNB) operates as a bank holding company and a financial holding company.
The company provides a full range of financial services, principally to consumers, corporations, governments, and small- to medium-sized businesses in its m…
Analysis
Bargain bin
F.N.B. Corporation is priced cheaply, and that invites the natural question of why, since the underlying business scores below average.
On valuation, the picture is attractive. The owner-earnings multiple stands at 11.5×; owner earnings: the cash an owner could take out each year. The implied growth embedded in that price is around -1% a year, against analyst forecasts of 12%. The price, in other words, assumes less than the experts do.
Growth is moderate; the safety picture is stretched. The company scores 13/20 on our value-creation score: creating some value. Analysts lean positive.
Flags to be aware of: Reported profits have run ahead of actual cash for several periods. As always: this describes the company's numbers; it is not a recommendation.
360° rank · history
1007550250
Jan 202327
90
2023202420252026
All-time high
100
Jan 2024
All-time low
27
Jul 2024
Average rank
68
across all years
Detailed & Historical Ranks
Deep dive into 15 detailed ranks and 3 years of history.
Current202520242023
Price/Sales
50
48
53
79
Price/Earnings
61
71
83
50
Price/Book
87
89
76
97
Dividend Yield
73
52
54
54
Value (overall)
80
75
75
78
Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.