Obermatt

First American Financial

NYQ:FAF · US31847R1023
InsuranceLarge

360

75
EV / EBIT89
Price / Owner Earnings69
Owner Earnings Yield87
Dividend Yield85
Price/Sales69
EV / Gross Profit96
Price/Book63
Returns on capital33
Profit margins31
Cash Conversion58
Accruals6
Owner Earnings Margin35
Sales growth61
Profit Growth75
Long-Term EPS Growth66
Owner Earnings Growth100
Reinvestment52
Price momentum79
Debt load11
Debt serviceability15
Liquidity31
Analyst ratings84
Opinion Changes50
Price Target Upside90
Market mood47
Value Creation20/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

First American Financial generates returns well above its cost of capital, the foundation of durable shareholder value.

Profile

CountryUSA
IndustryInsurance
SizeLarge
TypePublic Company
ExchangeNYSE
Founded2008
Employees8,221
ISINUS31847R1023
Last UpdateApr 2, 2026
Themes
Anti-FraudReal Estate TechnologyOnline Analysis and ReferenceInsurtechFinancial ServicesProperty InsuranceReal EstateReal Estate Investment

Description

First American Financial Corporation, through its subsidiaries, engages in the business of providing title insurance, settlement services and other financial services and risk solutions through its title insurance and services segment and its home wa…

Analysis

Weak and unloved

First American Financial Corporation scores below average on quality and is priced accordingly, a low-conviction position in either direction.

On valuation, the picture is attractive. The owner-earnings multiple stands at 9.3×; owner earnings: the cash an owner could take out each year.

Growth is solid; the safety picture is fragile. The company scores 20/20 on our value-creation score: strong value creator. Analysts lean positive.

Flags to be aware of: Some accounting patterns deserve a closer look. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
86
2023202420252026

All-time high

86

Jun 2026

All-time low

6

Apr 2023

Average rank

53

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
69
64
53
60
Price/Earnings
60
48
43
52
Price/Book
63
69
53
41
Dividend Yield
85
90
92
86
Value (overall)
87
77
78
80

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →