Obermatt
See Similar Stocks →

Fidelity National Financial

NYQ:FNF · US31620R3030
InsuranceLarge

360

8
Profit price17
Owner Earnings Yield58
Dividend Yield85
Price/Sales91
EV / Gross Profit92
Price/Book45
Returns on capital14
Profit margins25
Cash Conversion100
Accruals30
Owner Earnings Margin7
Sales growth35
Profit Growth95
Long-Term EPS Growth40
Owner Earnings Growth1
Reinvestment64
Price momentum36
Debt load48
Debt serviceability9
Liquidity79
Analyst ratings54
Opinion Changes50
Price Target Upside92
Market mood75
Value Creation14/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Fidelity National Financial generates returns well above its cost of capital, the foundation of durable shareholder value.

Profile

CountryUSA
IndustryInsurance
SizeLarge
TypePublic Company
ExchangeNYSE
Founded2005
Employees4,087
Websitefnf.com
ISINUS31620R3030
Last UpdateApr 2, 2026
Indices
S&P MIDCAP (USA)D.J. US Insurance
Themes
Real Estate TechnologyInsurtechReal Estate

Description

Fidelity National Financial, Inc. and its subsidiaries (FNF) operate as a title insurance company. The company is a provider of title insurance, escrow and other title-related services, including trust activities, trustee sales guarantees, recordings…

Analysis

Weak and unloved

Fidelity National Financial, Inc. scores below average on quality and is priced accordingly, a low-conviction position in either direction.

On valuation, the picture is attractive. The owner-earnings multiple stands at 14.3×; owner earnings: the cash an owner could take out each year.

Growth is tepid; the safety picture is fragile. The company scores 14/20 on our value-creation score: strong value creator. Analysts lean positive.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
96
2023202420252026

All-time high

96

Jun 2026

All-time low

49

Feb 2025

Average rank

62

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
91
53
42
44
Price/Earnings
49
78
69
78
Price/Book
45
36
33
26
Dividend Yield
85
90
84
90
Value (overall)
96
65
61
58

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

Similar Stocks

The companies this stock is ranked against.

Compare Fidelity National Financial with its peers
Manhattan Bridge Capital
NAQ:LOAN
61
CountryUSA
IndustryMortgage Real Estate Investment Trusts (REITs)
SizeSmall
Full Stock Analysis →
Pinnacle Financial Partners
NYQ:PNFP
94
CountryUSA
IndustryBanks
SizeMedium
Full Stock Analysis →
Seven Hills Realty Trust
NAQ:SEVN
—
CountryUSA
IndustryMortgage Real Estate Investment Trusts (REITs)
SizeSmall
Full Stock Analysis →
First Interstate Bancsystem
NSQ:FIBK
19
CountryUSA
IndustryBanks
SizeSmall
Full Stock Analysis →
Figure Technology Solutions
NSQ:FIGR
18
CountryUSA
IndustryConsumer Finance
SizeSmall
Full Stock Analysis →
LINKBANCORP
NAQ:LNKB
33
CountryUSA
IndustryBanks
SizeX-Small
Full Stock Analysis →

Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →