Obermatt

First Interstate Bancsystem

NSQ:FIBK · US32055Y2019
BanksSmall

360

19
Profit price78
Cash yield93
Price/Sales37
EV / Gross Profit91
Price/Book77
Returns on capital76
Profit margins
Cash Conversion26
Accruals95
Owner Earnings Margin61
Sales growth16
Profit Growth80
Owner Earnings Growth85
Reinvestment62
Price momentum70
Debt load80
Debt serviceability65
Liquidity63
Analyst ratings1
Opinion Changes26
Price Target Upside31
Market mood65
Value Creation20/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

First Interstate Bancsystem generates returns well above its cost of capital, the foundation of durable shareholder value.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeSmall
TypePublic Company
ExchangeNASDAQGS
Founded1971
Employees28
Websitefibk.com
ISINUS32055Y2019
Last UpdateApr 2, 2026
Themes
BankingCredit CardsFinancial ServicesWealth Management

Description

First Interstate BancSystem, Inc. (First Interstate) operates as a financial and bank holding company focused on community banking. As of December 31, 2025, the company operated 289 banking offices, including branches and detached drive-up facilitie…

Analysis

Bargain bin

First Interstate BancSystem, Inc. falls in the bargain bin: the price is low relative to peers, but the business metrics give reason to pause.

The price is attractive. You pay 10.5× its owner earnings: the cash an owner could take out each year, which is in the historically attractive zone.

The trajectory is weak and the balance sheet is adequate. The company scores 20/20 on our value-creation score: strong value creator. Analyst sentiment is cautious.

What to watch: Reported profits have run ahead of actual cash for several periods. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
82
2023202420252026

All-time high

84

Mar 2026

All-time low

3

Jan 2023

Average rank

41

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
37
51
48
93
Price/Earnings
37
27
36
3
Price/Book
77
58
54
39
Dividend Yield
93
100
100
99
Value (overall)
80
65
66
61

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →