Obermatt

Cathay General Bancorp

NSQ:CATY · US1491501045
BanksSmall

360

51
Profit price72
Cash yield53
Price/Sales3
EV / Gross Profit68
Price/Book25
Returns on capital89
Profit margins
Cash Conversion55
Accruals23
Owner Earnings Margin94
Sales growth51
Profit Growth78
Owner Earnings Growth44
Reinvestment73
Price momentum71
Debt load78
Debt serviceability16
Liquidity67
Analyst ratings9
Opinion Changes50
Price Target Upside15
Market mood59
Value Creation20/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Cathay General Bancorp generates returns well above its cost of capital, the foundation of durable shareholder value.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeSmall
TypePublic Company
ExchangeNASDAQGS
Founded1990
Employees0
ISINUS1491501045
Last UpdateApr 2, 2026
Themes
BankingFinanceFinancial Services

Description

Cathay General Bancorp (the Bancorp) operates as a holding company of Cathay Bank, a California state-chartered commercial bank (Cathay Bank or the bank), and limited partnerships investing in affordable housing investments in which the bank is the s…

Analysis

Quality compounder

Cathay General Bancorp earns the quality_compounder label: good underlying economics priced fairly, with no obvious bargain or excess.

On valuation, the picture is attractive. The owner-earnings multiple stands at 12.0×; owner earnings: the cash an owner could take out each year.

Growth is moderate; the safety picture is sturdy. The company scores 20/20 on our value-creation score: strong value creator. Analyst sentiment is cautious.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
45
2023202420252026

All-time high

88

Jan 2024

All-time low

26

Mar 2026

Average rank

54

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
3
21
19
21
Price/Earnings
46
62
70
62
Price/Book
25
47
36
24
Dividend Yield
53
51
34
61
Value (overall)
10
43
32
37

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →