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First Financial Bancorp

NSQ:FFBC · US3202091092
BanksSmall

360

88
Profit price89
Cash yield81
Price/Sales77
EV / Gross Profit81
Price/Book83
Returns on capital69
Profit margins—
Cash Conversion91
Accruals27
Owner Earnings Margin51
Sales growth88
Profit Growth78
Owner Earnings Growth48
Reinvestment29
Price momentum72
Debt load54
Debt serviceability81
Liquidity25
Analyst ratings47
Opinion Changes50
Price Target Upside48
Market mood65
Value Creation20/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

First Financial Bancorp generates returns well above its cost of capital, the foundation of durable shareholder value.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeSmall
TypePublic Company
ExchangeNASDAQGS
Founded1982
Websitebankatfirst.com
ISINUS3202091092
Last UpdateApr 2, 2026
Indices
NASDAQ (USA)Sound Pay Practices (USA)

Description

First Financial Bancorp. (First Financial) operates as the bank holding company for First Financial Bank that engages in the business of commercial banking and other banking and banking-related activities. First Financial is a mid-sized, regional ba…

Analysis

Quality compounder

First Financial Bancorp. is a quality compounder: a well-run business trading at a price that reflects what it is worth.

The price is attractive. You pay 11.6× its owner earnings: the cash an owner could take out each year, which is in the historically attractive zone.

The trajectory is solid and the balance sheet is adequate. The company scores 20/20 on our value-creation score: strong value creator.

Nothing is flagged here: no red or amber gates, no divergence between profits and cash. That is itself information: the numbers are straightforward. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
98
2023202420252026

All-time high

98

Jun 2026

All-time low

60

Jan 2024

Average rank

82

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
77
57
62
54
Price/Earnings
80
71
71
31
Price/Book
83
63
58
81
Dividend Yield
81
90
72
85
Value (overall)
98
100
78
77

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →