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Selective Insurance

NSQ:SIGI · US8163001071
InsuranceMedium

360

17
EV / EBIT74
Price / Owner Earnings57
Owner Earnings Yield83
Dividend Yield57
Price/Sales62
EV / Gross Profit48
Price/Book56
Returns on capital34
Profit margins25
Cash Conversion90
Accruals49
Owner Earnings Margin36
Sales growth24
Profit Growth51
Long-Term EPS Growth36
Owner Earnings Growth54
Reinvestment7
Price momentum53
Debt load52
Debt serviceability12
Liquidity42
Analyst ratings21
Opinion Changes76
Price Target Upside17
Market mood74
Value Creation16/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Selective Insurance generates returns well above its cost of capital, the foundation of durable shareholder value.

Profile

CountryUSA
IndustryInsurance
SizeMedium
TypePublic Company
ExchangeNASDAQGS
Founded1977
Employees2,413
Websiteselective.com
ISINUS8163001071
Last UpdateApr 2, 2026
Indices
NASDAQ (USA)S&P MIDCAP (USA)D.J. US Insurance
Themes
Insurance

Description

Selective Insurance Group, Inc. operates as a New Jersey insurance holding company. The company owns ten property and casualty insurance subsidiaries (‘Insurance Subsidiaries’) that sell products and services only in the United States (‘U.S.’), and…

Analysis

Middle-of-the-road

Selective Insurance Group, Inc. is a middle-of-the-road business: neither the economics nor the price stand out from the peer group.

The price is attractive. You pay 12.2× its owner earnings: the cash an owner could take out each year, which is in the historically attractive zone.

The trajectory is moderate and the balance sheet is stretched. The company scores 16/20 on our value-creation score: strong value creator. Analyst sentiment is cautious.

Nothing is flagged here: no red or amber gates, no divergence between profits and cash. That is itself information: the numbers are straightforward. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
18
2023202420252026

All-time high

80

Feb 2025

All-time low

18

Jun 2026

Average rank

64

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
62
64
41
46
Price/Earnings
38
74
51
46
Price/Book
56
60
36
31
Dividend Yield
57
56
50
48
Value (overall)
59
81
50
44

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →