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Mercury General

NYQ:MCY · US5894001008
InsuranceMedium

360

99
Profit price91
Owner Earnings Yield93
Dividend Yield49
Price/Sales64
EV / Gross Profit80
Price/Book23
Returns on capital98
Profit margins63
Cash Conversion63
Accruals13
Owner Earnings Margin76
Sales growth70
Profit Growth59
Long-Term EPS Growth64
Owner Earnings Growth95
Reinvestment81
Price momentum99
Debt load59
Debt serviceability45
Liquidity78
Analyst ratings100
Opinion Changes50
Price Target Upside52
Market mood23
Value Creation18/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Mercury General generates returns well above its cost of capital, the foundation of durable shareholder value.

Profile

CountryUSA
IndustryInsurance
SizeMedium
TypePublic Company
ExchangeNYSE
Founded1961
Websitemercuryinsurance.com
ISINUS5894001008
Last UpdateApr 2, 2026

Description

Mercury General Corporation (‘Mercury General’) and its subsidiaries are primarily engaged in writing personal automobile insurance through 12 insurance subsidiaries (referred to herein collectively as the ‘Insurance Companies’) in 11 states, princip…

Analysis

Quality compounder

Mercury General Corporation is a quality compounder: a well-run business trading at a price that reflects what it is worth.

The price is attractive. You pay 6.4× its owner earnings: the cash an owner could take out each year, which is in the historically attractive zone.

The trajectory is solid and accelerating and the balance sheet is adequate. The company scores 18/20 on our value-creation score: strong value creator. Analysts lean positive.

What to watch: Some accounting patterns deserve a closer look. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
70
2023202420252026

All-time high

70

Jun 2026

All-time low

7

Jan 2023

Average rank

33

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
64
91
91
52
Price/Earnings
70
31
18
26
Price/Book
23
64
53
44
Dividend Yield
49
62
61
80
Value (overall)
52
55
87
68

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →